Ph: 407-264-7255

CMAC Partners, LLC
399 Carolina Avenue,
Suite 250
Winter Park, FL 32789

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Financing

Uniquely Beneficial Financing Terms

Making practices stronger through innovative financing structures and better-than-market terms.

Uniquely Beneficial Financing Terms

Is your bank struggling to understand and fulfill the needs of the group?

Owner-occupied medical real estate offers a unique and unparalleled credit profile for lenders. Therefore, the financing terms and conditions that banks offer should be reflective of the unique structures groups need to be most effective. Allowing income to be fully distributed, not requiring personal guarantees, and easily accommodating ownership changes are just a few ways that banks can provide the flexibility that is not afforded to other asset classes.

CMAC has customized financing solutions at its core. Through listening to our clients and working with lenders to create innovative financing structures we have assisted in defining the lending parameters of the industry. CMAC has created a globalized and data driven marketplace for its independent medical borrowers and achieves financing that complements the needs of the real estate AND the practice.

“Aside from the outstanding professionalism and diligence displayed by CMAC throughout our effort to consider various refinancing options, perhaps the most impressive feature was their ability to tap not only local but some predominantly out-of-area lenders which led to a more spirited and aggressive competition to secure our business.”
Steve Blake, CEO - Central Park ENT, Arlington, TX
Central Park Ear, Nose and Throat

The Latest

Case Studies

Banks Giving Back Millions – To Those With Nerve to Ask

Banks Giving Back Millions – To Those With Nerve to Ask Consider the Case of Missoula, Montana Toto, I've a...

Banks Giving Back Millions – To Those With Nerve to Ask Consider the Case of Missoula, Montana Toto, I've a feeling that we're not in Kansas anymore Borrowers can come out of their...

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Bringing East Coast Competition to Tulsa, OK with Outstanding Results

Bringing East Coast Competition to Tulsa, OK with Outstanding Results The stakes were high as a planned major...

Bringing East Coast Competition to Tulsa, OK with Outstanding Results The stakes were high as a planned major expansion coincided with a looming loan maturity that would have required refinancing...

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Cancer Group Sets New Low Loan Spread Mark

Cancer Group Sets New Low Loan Spread Mark Creates Opportunity From Obstacle The old adage that "knowledge is...

Cancer Group Sets New Low Loan Spread Mark Creates Opportunity From Obstacle The old adage that "knowledge is power" may have no more meaningful application than when it is applied to bank...

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Olympia Ortho Financing Goes from Very Good to Great

Olympia Ortho Financing Goes from Very Good to Great In 2015, Stephan Curry broke the single season mark for 3...

Olympia Ortho Financing Goes from Very Good to Great In 2015, Stephan Curry broke the single season mark for 3 pointers by sinking 280. What is a body to do after setting a mark like that? Set a...

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Reducing Personal Risk While Increasing Real Estate Debt

Reducing Personal Risk While Increasing Real Estate Debt MOB/ASC Refinance Creates Layers of Benefits for the Owners...

Reducing Personal Risk While Increasing Real Estate Debt MOB/ASC Refinance Creates Layers of Benefits for the Owners – Some More Obvious Than Others I know, it sounds strange doesn’t it?...

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The “Eyes” Have It

The “Eyes” Have It Ophthalmology Sets New Mark Richmond, Virginia and Bettendorf, Iowa may have more in...

The “Eyes” Have It Ophthalmology Sets New Mark Richmond, Virginia and Bettendorf, Iowa may have more in common than one might initially think. Both cities serve as home for two highly...

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Trump-Bump Doesn’t Phase Lewiston Orthopaedic Associates

Trump-Bump Doesn’t Phase Lewiston Orthopaedic Associates It’s early November 2016 and we are heading into...

Trump-Bump Doesn’t Phase Lewiston Orthopaedic Associates It’s early November 2016 and we are heading into Election Day. The two leading candidates are Hilary Clinton and Donald Trump. Polls...

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The Latest

Recent News

“Bespoke” Financing Creates Optimal Outcomes

Custom Fit for Borrowers The Gentlemanual describes the process of procuring a bespoke suit as follows: “A...

Custom Fit for Borrowers The Gentlemanual describes the process of procuring a bespoke suit as follows: “A unique, perfectly tailored suit is not an immediate thing… to get a...

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Are Your Retiring Partners Stealing Your Equity?

 They May Be if Your Swap is Underwater A  Georgia real estate LLC consisting of 10 equal partners...

 They May Be if Your Swap is Underwater A  Georgia real estate LLC consisting of 10 equal partners recently bought out 3 of the partners.  Under the terms of the Operating...

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Banks Giving Back Millions – To Those With Nerve to Ask

Consider the Case of Missoula, Montana Toto, I've a feeling that we're not in Kansas anymore Borrowers can...

Consider the Case of Missoula, Montana Toto, I've a feeling that we're not in Kansas anymore Borrowers can come out of their storm cellars.  Banks are back out looking for business again. ...

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Borrower Beware! Banks Increasing Profits on Lower Rates

How You Can Tell What Your New Low Rate SHOULD Be With the recent precipitous fall in rates, some banks are...

How You Can Tell What Your New Low Rate SHOULD Be With the recent precipitous fall in rates, some banks are offering borrowers substantial interest rate reductions on current or terming...

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How to Use Your Swap Values

Positive or Negative – You Can Help Yourself Here’s a bit of a secret. Your interest rate swap carries a...

Positive or Negative – You Can Help Yourself Here’s a bit of a secret. Your interest rate swap carries a constantly changing value over its life and sometimes those values (positive or...

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It’s What You Don’t See That Matters

How Obscure Loan Terms Could Cost You Millions It’s the biggest no-call of all time. This one play that went...

How Obscure Loan Terms Could Cost You Millions It’s the biggest no-call of all time. This one play that went unseen meant that the New Orleans Saints sat home in 2019 while the Los Angeles...

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Large Multi-Specialty Group Redefines “Globalization” with 10-year Low Fixed Rate

When your medical group is producing more than $100 MM in annual revenue and has a CEO with the ability to...

When your medical group is producing more than $100 MM in annual revenue and has a CEO with the ability to communicate directly with the president of one of the most powerful banks west of the...

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Libor Change Threatens Fixed Rates

Current and Future Loans Impacted It’s official. Libor, the standard index controlling over $350 trillion of...

Current and Future Loans Impacted It’s official. Libor, the standard index controlling over $350 trillion of financial instruments, is scheduled to be replaced by 2021. That is the target...

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Low Rate Caution! Some Banks Pass On Only a Part of the Savings and Pocket the Rest

How You Can Tell What Your New Low Rate SHOULD Be In 1972, Steve Jobs was given a particularly difficult project...

How You Can Tell What Your New Low Rate SHOULD Be In 1972, Steve Jobs was given a particularly difficult project by Atari. The company offered him $700 if he could reduce the number of chips...

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New Loan Terms in a Post-COVID World

Like Buying Flood Insurance in the Sahara Desert The economic whirlwind that ensued from COVID-19 has left...

Like Buying Flood Insurance in the Sahara Desert The economic whirlwind that ensued from COVID-19 has left banks figuring out how to make profitable loans. Borrowers need to understand how...

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Personal Guarantees

THE REAL RISK While most of us are aware of the most obvious reasons for loan default (not paying back the...

THE REAL RISK While most of us are aware of the most obvious reasons for loan default (not paying back the money), a more common risk of default comes with the breach of covenants. ...

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Physician-Owned Hospital “Malcom Butlers” Lender for $111,739

Savvy CFO Makes Move as Time Runs Out In 2015, the Seattle Seahawks were about to claim their second consecutive...

Savvy CFO Makes Move as Time Runs Out In 2015, the Seattle Seahawks were about to claim their second consecutive Super Bowl victory when the Patriots Malcom Butler stepped in front of a...

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Three Keys to Getting the Best Rates and Terms

Tips from a Banker: An Interview with CMAC’s Director of Finance As CMAC is responsible for placing more than...

Tips from a Banker: An Interview with CMAC’s Director of Finance As CMAC is responsible for placing more than half billion dollars a year in medical real estate debt, we’ve had vast...

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Unprotected Borrowers Face Major Risk as LIBOR Replacement Looms

In the summer of 2017 Andrew Bailey, CEO of the Financial Conduct Authority (FCA), called for the phasing out of the...

In the summer of 2017 Andrew Bailey, CEO of the Financial Conduct Authority (FCA), called for the phasing out of the London Interbank Offer Rate (LIBOR) by the end of 2021. LIBOR is a primary...

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Tell us about your project with the CMAC Solution Finder